The other day I got so encouraged by Dani Johnson’s idea on eliminating Debt. As I listened to her, the words she said still rings in my ear: “Debt is a habit and it has nothing to do with how much money you make!”
Anybody who wants to get out of debt should consider this seriously. Debt is habit-forming. It becomes your second nature when you don’t do something to stop it.
How do we get the habit?
You start simply by doing things REPETITIOUSLY. When you buy stuff on credit repetitiously, buying stuff on credit becomes EASY. When buying stuff on credit becomes easy, buying stuff on credit becomes PLEASURABLE. When buying stuff on credit is pleasurable, buying stuff on credit will be done OFTEN. Now here’s the clinger... When buying stuff on credit is done often, buying stuff on credit becomes a HABIT!
That’s how you acquire the bad habit called DEBT!
What’s the answer? Simply replace this BAD habit with a GOOD habit. The GOOD habit is buying stuff only after you’ve saved for it, in CASH. Now go and repeat the process by replacing that BAD Habit called Debt.
Here’s to your debt-free life,
Jimmy
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