A Dream Come True

I would like to sincerely thank Manuel Viloria for featuring Debt Free Life Philippines in his very popular  Online Marketing Philippines

When I first joined Jomar Hilario's The Online Mentoring Club, Manny was one of those who made me feel welcome in the club and have encouraged me to blog.

When he made a challenge to feature my blog provided I write at least 5 (or more) original articles in my blog, I took it. I was excited because he is very popular in the blogging world. It pushed me to do something I couldn't do, to write articles.

I have not reached my goal yet, but with mentors like Manny Viloria and Jomar Hilario, I know I will achieve my goal of making money online and then helping others the way these guys are helping a lot of people now.

Again, thank you Manny for the very good review of  Debt Free Life Philippines.

Really, if you want to do something, it starts with a DECISION.

To our debt-free life,
Jimmy

3 Practical Steps to Getting Out of Credit Card Debt

I like what I saw the other day on Channel 5's  SAPUL SA SINGKO morning show. They have a segment dedicated to FINANCIAL FREEDOM AND MONEY. The hosts were Amy Perez and Chinky Tan, author of "Till Debt Do Us Part".  
Money, to most of us, is a vital commodity. Without money, you'll have a hard time making things happen. Without money, you can't pay your basic bills like electricity, water, telephone and other equally important bills. With money, you can do a lot of things including helping people in their time of need.


So there I was, a bit sleepy coming out of a restful night, when I switched the TV on to SAPUL and saw Chinky Tan reading the letter of a sender who was asking help on how to be financially free and how to eliminate her mounting credit card debt. I really appreciate Sapul sa Singko for including this segment because I believe it will help a lot of people get out of credit card debt.

Here are 3 practical steps they advised the letter sender:
1. Don't pay the MINIMUM AMOUNT  DUE only. TRIVIA: it will take you 36 years to fully pay your credit card debt if you pay the minimum amount due ONLY. Doesn't look good isn't it? Pay more than the minimum amount due!


2. Don't use your credit card to purchase new items, specially BIG Ticket items like appliances (TV, ref, washing Machine, etc.). USE CASH to buy anything you need. (if I may add, if you want to buy big ticket items, save money for it and buy it only when you have saved for it)

http://www.flickr.com/photos/jmrosenfeld/2903513401/sizes/m/in/photostream/

3. Look for additional INCOME to increase your earnings. Your income should always be greater than your expenses. Chinky Tan says: don't over-spend (cause of debt). It's time to get out of debt by under-spending.


To your debt-free life,
Jimmy


P.S. Be wise! Commit to a budget and stick with it.

I MET JOMAR HILARIO

It has been my desire to meet my mentor personally since I became a student of the Online Mentoring Club. Finally, last week, April 30, at the Think Rich Quick (TRQ) Seminar of Trace Trajano, I met my mentor, Jomar Hilario! In just the span of five minutes of talking with him, I learned a lot. The funny thing was when he asked me who I was. He had a hard time recalling my name. But when I mentioned to him about my BLOG, Debt Free Life! Philippines, he immediately remembered. To me, it means only one thing! He reads and studies my blogs!

Thank you, Jomar. In my amazement, I forgot one thing though... to have a photo op with him. Well, maybe next time. I’ll have that privilege when I join the Breakthrough Seminar.

Every successful person has a MENTOR. Manny Pacquiao has Freddie Roach. He is a billionaire. I have Jomar Hilario, and I am a millionaire!

To your debt-free life,

Jimmy

P.S. Internet Marketing and blogging will earn you passive income. One sure way you can erase your debt. That’s one reason why I enrolled in Jomar Hilario’s Online Mentoring Club. More than the technical information and techniques that I have learned, my mentor opened my eyes to new opportunities and possibilities of MAKING MONEY ONLINE!

You too can.! Be mentored and be the next Online Internet Marketing guru.